In the name of the earth: or the excesses of finance in agriculture

[Christophe]

Here I repost them here, it does not hurt:

[Moindreffor]

it is not the bankers who have money problems or who create money problems, it is those who spend it badly

So is it the small customers of the banks?

If yes it is a 2 ball assertion!

Let's go back to 2008, the subprime crisis was a problem of functioning of the banking system and not a problem of "those who spend badly".

The contractors of these subprime loans (= the + or - poor, firstly homeowners) were blamed as responsible but it is completely bogus. These are the people who lost everything (or almost everything) in having trusted their banker of the time who offered rotten products!

Little is said about it, and for good reason, but the subprime crisis has destroyed thousands of billions of real wealth and destroyed hundreds of thousands of lives! (entire neighborhood abandoned, impoverishment of the middle class ...)

Definition of "subprime" credit, which is causing a financial crisis in the United States and around the world. The "subprime" real estate loan refers to a so-called "risky" real estate loan, because granted to households whosesolvency is fragile - therefore who may not reimburse.

So what made the mistake is those who contracted the credit when they knew that their solvency was fragile, in France it is 33%, a colleague to negotiate 37%, big breakdown on the big 4X4 not woolen stockings and hop in the shit

what we can blame the banks for not having refused these loans, and others for having made the frogs, La Fontaine it does not date from now

[GuyGadebois]

what we can blame the banks for not having refused these loans, and others for having made the frogs, La Fontaine it does not date from now

What we can blame the banks for having done everything to encourage this system and these loans. Shade.

[Moindreffor]

but everywhere you will have cheaters, that's not why you have to put everyone in the same bag, it's very simplistic and simplistic

after when you are promised the Moon without any guarantee, do you take the risk or not? it works you will say that your banker is a genius it crashes it is a crook

Disagree because it is the whole system that cheats there and with impunity! On the other hand, we poor people have taught us to be honest, are we punished for any small crime?

You should watch the 2 videos posted on this subject: economy-finance / the-greater-crash-Financial-of-all-the-history-will-be-produced-by-2019-t16137.html

just to close because it's never ending, take for example your driving
note on a notebook the number of times you do not respect the highway code, an unmarked stop sign (at the bottom of my house it is 8 times out of 10), an orange light, speeding, a quick glance at the laptop, bad parking, etc. and that over a week, you relate that to a year and you compare it to the number of PVs that you really took, and then you will tell me if we live in a police state where the motorist is a cash cow

so yes, we are all revolutionary, we all want equality, fraternity, equality, when I was young in a dormitory town we built 750 individual pavilions, the first thing people did was a rod a ribbon, this is my place !!!

tomorrow if there is a financial crash, the only thing that the bank can take me are the debts that I have at home, we can not condemn the banks and count on the stock market to make their savings grow
we want life insurance that pays and we criticize the financial gains, isn't there any discomfort there?

[GuyGadebois]

just to close because it's never ending, take for example your driving
note on a notebook the number of times you do not respect the traffic laws

Driving license since 1979, all my points, not a responsible accident, scrupulous respect for the rules of conduct.

[Moindreffor]

what we can blame the banks for not having refused these loans, and others for having made the frogs, La Fontaine it does not date from now

What we can blame the banks for having done everything to encourage this system and these loans. Shade.

as said above, their job is to sell credit, they live on that
you buy or you do not buy, we are no longer in the days of recruiting sergeants, we do not get customers drunk before having them sign

some buy a pool and after it remains empty because their budget does not allow them to maintain it, is it the pool seller's fault?
some buy a car and drive without insurance, is it the car seller's fault?

[Moindreffor]

just to close because it's never ending, take for example your driving
note on a notebook the number of times you do not respect the traffic laws

Driving license since 1979, all my points, not a responsible accident, scrupulous respect for the rules of conduct.

it's to your credit, me the same, checked 3 times for the papers and I have never blown the ball 30 years of license, but to say that I do not commit any offense that I could not certify it, I am me also very respectful of the highway code and yet

[GuyGadebois]

just to close because it's never ending, take for example your driving
note on a notebook the number of times you do not respect the traffic laws

Driving license since 1979, all my points, not a responsible accident, scrupulous respect for the rules of conduct.

it's to your credit, me the same, checked 3 times for the papers and I have never blown the ball 30 years of license, but to say that I do not commit any offense that I could not certify it, I am me also very respectful of the highway code and yet

No one is immune from carelessness.

[Christophe]

as said above, their job is to sell credit, they live on that

a) Not only and less and less I would say: the share of the agios and various bank charges (fixed or variable) is more and more heavy, for the happiness of the shareholders !! And who do we take the most agios of? To the poorest of course!

A pro or associative account is around € 400 per year compared to a private account at around € 50 per year. What justifies this difference? Since all the services specific to the pros are invoiced "in option" ... Kind of statement of account for establishment of the balance sheet ...

In Belgium there is A REAL bank (with counters therefore and with internet account management) TOTALLY free ... On the other hand, for this "price", we are not entitled to overdraft ... A real bank totally free, I think it's just unthinkable in France.

b) But obviously you do not want to open your eyes to the abuses of the banking system, I am not talking about the small banker who grants loans to individuals but the globalized financial system ... watch the 1st video at least ...

c) Your example of criminal conduct is bad because in the case of banks it is completely legal as a "misdemeanor" ...

ps: Macron, ex socialist trader, almost unknown to the general public who takes power in 18 months and becomes the youngest president in the history of the French republic (compare a little with Chirac, the number of times he tried ) ... you must not have done a polytechnic to understand where your support comes from ...

[Moindreffor]

In Belgium there is ONE REAL bank (with ATMs therefore and with internet account management) TOTALLY free ...By cons for this "price", we are not entitled to overdraft... A real bank completely free, I think it's just unthinkable in France.

when you sign a contract with a bank you do not agree at the outset not to spend more than what is in your account? so if you pay agios, it is not the fault of the bank is that you have not respected your commitments

that the bank charges are exorbitant I want to believe it, I pay it, you say that it has banks where it is free, well go to them

before the phone cost a blind, currently I call for free, my bank reimbursed my CB for years, I refuse to pay any administrative fees to my bank, I still have my credit or my investment, if such bank refuses it to me another will accept it, the competition it works, we lend at less than 1% currently, so actually that's not what it will do

you can keep your money under your mattress, buy gold, have your wages paid into your passbook A and not have a bank account