by Other » 05/02/07, 21:56
Hello,
Be careful not to generalize, retirees who go for a walk of course, they have a lot of them at the start of their retirement, but after a few years this decreases, either that their financial means have not followed inflation and either that Mr has died, he just remains madam at the golden age club and that his health and his half board do not allow too much laziness.
You make the comparison with your French social system where all the workers have contributed to a pension fund managed by the government and I find this system clearly ahead of what we have in North America.
Here the retirement funds are managed by the company that hires you, and if you have changed company (less than 10 years old has a place) you lose your retirement fund, so you have to make one yourself individually. , Not to mention that some companies go bankrupt
and squanders the workers' pension fund, see cutting active retirees in half, example (Singer Atlas steel, ect ..)
and our governments have not put their pants on, the member does not care two terms and their retirement is assured.
All this to tell you that retirees are not all in the same boat, often the poorest do not leave their homes to hide their misery.
The big societal problem that is coming is that the industry needs fewer and fewer workers but more specialized, therefore a layer of young people who will not have access to well-paid work, and the proportion of workers active will be smaller than the proportion of retirees and people out of the labor market. it's the inverted pyramid and it can't work.
Many retirees imagine that it is the money they contributed that they consume as they get older, they are wrong, it is theoretical. the money that comes to them comes from the working world that contributes.
when to think that retirees make the economy work is an error of judgment, it is like saying that a war makes the economy work!
retirees (like me) we no longer produce anything, we consume and spend, depending on our assets, and many will spend their money in other countries.
The cost of health in a government is currently 40% of the budget and it still rises every year and as the aging population increases, there will come a time when the decisions will be cruel is inhuman in health it is already started an artificial hip, its duration is evaluated according to the age of the patient ect ..
So you have to know how the% of the budgets will be distributed Health, public security, military, Education, environmental, transport, etc.
For me what makes the economy work is an educated youth, active in the labor market who produces something,
not a higher number of annuitants who spend on leisure vacations and on pill and health care.
Andre
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